What are the best personal loans for bad credit?
AI Visibility Ranking
Brands ordered by GenRank score for this question.
DirectionalQuestion-level figures rest on at most 6 answers per brand, so treat them as direction, not a verdict; the category ranking is the number to judge by. Scores are for the week of 2026-11-08.
| Rank | Brand | Named by | Score |
|---|---|---|---|
| 1 | Upstart | 6/6 | 88.4 |
| 2 | Avant | 5/6 | 69.2 |
| 3 | OneMain Financial | 5/6 | 68.2 |
| 4 | Upgrade | 4/6 | 46.4 |
| 5 | Prosper | 1/6 | 17.5 |
| 6 | NetCredit | 1/6 | 16.5 |
| 7 | Universal Credit | 2/6 | 16.3 |
| 8 | LendingPoint | 1/6 | 10.0 |
| 9 | Oportun | 1/6 | 9.6 |
| 10 | Mariner Finance | 1/6 | 5.4 |
Sources these answers cited
The sites each surface's answer cited this week. The logos are the surfaces that cited the site.
| Source | Cited by |
|---|---|
| lendingtree.comBest Personal Loans for Bad Credit in November 2026: 4 Top Lenders Compared |     4 surfaces |
| bankrate.comBest Bad Credit Loans in October 2026 | Bankrate |  3 surfaces |
| cnbc.commedia · The 8 best same-day personal loans of November 2026 | 3 surfaces |
| forbes.commedia · Best Personal Loans For Bad Credit In 2026 | 2 surfaces |
| nerdwallet.comPersonal Loans If You Have Bad Credit: Best for November 2026 | 2 surfaces |
| upstart.comupstart.com | 2 surfaces |
| acornfinance.comPersonal Loans for Bad Credit | 1 surfaces |
| badcredit.orgBest Personal Loans for Bad Credit in Nov. 2026 | 1 surfaces |
| chase.comBad or No Credit Loan Options | Chase | 1 surfaces |
| clearvaluelending.com6 Best Personal Loans for Bad Credit 2026: 560–659 | 1 surfaces |
| consumerfinance.govpublic · Do personal installment loans have fees? | Consumer Financial Protection Bureau | 1 surfaces |
| creditkarma.comBest personal loans for bad credit in 2026 - Intuit Credit Karma | 1 surfaces |
10 more
Rank trend
Rank trends are drawn once two weekly editions under the same methodology exist. Only the first edition is in so far.