YNAB

budgeting app

GenRank Score

134.4

AI-driven envelope budgeting, predictive cash flow to suggest categories based on past spend, alerts on upcoming overspend.

Also Known As

YNABYNAB (You Need A Budget)YNAB - You Need a BudgetYou Need a BudgetYou Need a Budget (YNAB)You Need A BudgetYNAB (You Need a Budget)YNAB with AI featuresYou Need A Budget (YNAB)YNAB + AIYou Need A Budget + AIYNAB app

7 questions•6 categories

Best budgeting apps that people actually stick with Lifestyle & Utility

Score

98.6

Rank

Score History

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Average Rank

#1.5

Median

Range

#1–#2

Consistency

★★★σ=0.5

🏆Top 3 in 16/16 models

Rankings by Model

Claude Haiku 4.5 #1Claude Sonnet 4.5 #1DeepSeek V3 0324 #1DeepSeek V3.2 #1Gemini 2.0 Flash #1Gemini 2.5 Flash Lite #1Gemini 3 Flash #1GLM 4.7 #1GPT-4o-mini #1GPT-5 Mini #1GPT-5.2 #1gpt-oss-120b #1Grok 4.1 Fast #1Sonar #1Llama 4 Maverick #2MiniMax M2 #2

Subscription services that actually add value instead of just taking money Services

Score

14.2

Rank

#29

Score History

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Average Rank

#8.7

Median

Range

#2–#21

Consistency

☆☆☆σ=8.7

🏆Top 3 in 2/3 models

Rankings by Model

DeepSeek V3 0324 #2Gemini 3 Flash #3GPT-5 Mini #21

Best expense tracking apps for freelancers and small business owners Productivity & Business

Score

7.4

Rank

#20

Score History

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Average Rank

#8.5

Median

Range

#6–#11

Consistency

★★☆σ=1.8

Rankings by Model

DeepSeek V3.2 #6GPT-4o-mini #8DeepSeek V3 0324 #9gpt-oss-120b #11

Money habits that look smart but are actually keeping you broke Business & Strategy

Score

5.6

Rank

#60

Score History

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Average Rank

#6.0

Median

Range

#6–#6

Rankings by Model

Grok 4.1 Fast #6

What are the most useful AI tools for everyday life?AI & Automation

Score

5.4

Rank

#64

Score History

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Average Rank

#17.7

Median

#16

Range

#12–#25

Consistency

☆☆☆σ=5.4

Rankings by Model

GPT-4o-mini #12DeepSeek V3.2 #16Gemini 2.0 Flash #25

What are the best productivity apps?Productivity & Business

Score

1.7

Rank

#76

Score History

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Average Rank

#22.0

Median

#22

Range

#22–#22

Rankings by Model

GPT-4o-mini #22

Life lessons you learned way too late that school should have taught Education & Pedagogy

Score

1.4

Rank

#16

Score History

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Average Rank

#16.0

Median

#16

Range

#16–#16

Rankings by Model

gpt-oss-120b #16